Settle a Loan and Bear the Adversities – Low CIBIL Score
If you are thinking of settling a loan for less with the bank, then don’t do it. The gain will be temporary and is not going to be a permanent solution. Rather this settlement will give rise to several other problems in future. Read the following story of Arvind and you will get to know...
MUDRA Bank : Easy finance for Small business /Entrepreneurs
After the success of Pradhan Mantri Jan dhan Yojna, GOI launched another scheme to provide credit for Small and Medium Enterprises through MUDRA Bank. The basic aim for this is to provide funding for small business that employs over 12 crore people in the country. The scheme will provide credit upto Rs.10 lacs to small business and act as...
Selecting Right Mutual Fund Schemes for You – Simplified
With about 44 AMCs and more than 2000+ mutual fund schemes, there is choice overload for mutual fund investors. Different AMCs have different approaches, styles and value systems in doing business. An investor has to be comfortable with the AMC, before investing in any of its schemes. Most of AMCs offers almost similar types of...
Investing in Penny Stocks – Know The Rules
Many investors have made a quick buck by investing in these companies and benefitting. However, you need to be cautious, even more so if you’re dealing with discount brokers who will not enumerate the risks involved. Before being tempted by the lure of easy money, you must remember the following: They should not account for...
Unable to Pay EMIs? Here’s What You Can Do!!!
There may be several reasons due to which you may fall short of money and not be able to pay the EMIs. That is indeed a stressful situation since the lenders might end up harassing you. Yes! Please keep cool even in such situations. Rectifying a situation always becomes easier when you keep your cool...
Simple Steps for Online EPF withdrawal
Online EPF Withdrawal Facility : Details & Procedure One of the highest demands from the citizen of India to the government is the starting of the online EPF withdrawal facility. The present turnaround time faced by the EPF members are approximately 30 days and sometimes that may even go beyond 30 days of time. It...
Best Banks for Taking Home Loans in India
Home loans, a step which brings your dream closer to you, now you may be thinking which dream. The dream of getting secured the dream of having your own shelter the dream of buying your own house. However the task of taking a home loan is a difficult one and various factors have to be...
Crazy reasons for not doing financial planning
We all know that it is important to have a financial plan however in most of the cases it is not done due to some or the other reason. Mostly people keep their money lying in bank accounts or FDs (the easiest way) and then after few years keeps cribbing about other well being. Let...
Your path to finding your True Worth
One of the biggest acquisitions in one’s life is to buy a house. Now-a-days, people within the age group of 30-40 years start looking to purchase their own homes. Some are inclined to make a purchase even before they get married. Well I must say, earlier this decision is taken, the better it is. Buying...
Now PPF Account goes the online way
Public Provident Fund (PPF) one of the most popular government savings scheme, has found its online way with few banks offering this on their online net banking system. Banks offering Online PPF services PPF services are offered by banks like SBI and its subsidiaries, ICICI Bank, Union Bank, Vijaya Bank, Bank of Baroda, Central Bank...
