Save Your Taxes with Bank Fixed Deposits

Our Indian masses love to keep their surplus funds in fixed deposit for a very simple reason – it offers security as well as fixed return. A Tax Saving Fixed Deposit has an additional benefit, it aids in saving your income tax as well. There are several ways of investments through which you can save your tax,...

Quick Facts About the CIBIL Report – You Must Know

Applying for a Bank Loan is the only option that people are left with when they face traumatic phases of finances in their lives. But, contrary to the common belief that a bank loan is easy to get, there are a few criteria that have to be fulfilled in order to be eligible for it....

This is How a Bank Lends Money

Banking has come a long way from simple money landing functions to today’s multifunctional mega banks. Now, the banks have become big financial entities which cater to the various needs of a wide range of clients. These banks have complex working system, in order to remain viable and reliable. Let’s have a look at the...

EPF Withdrawal Without Employer Signature – Is It Possible?

I still smile when I think about the time when I left my first job. I had certain issues with my boss and I was too young to realize that situations in working life require calm and composed nature. I had an argument with my boss and within a week’s time, I searched a new and...

Education Loan for B-Schools – All You Want to Know

Higher education is becoming more and more expensive. The cost is especially spiralling up in the case of high demand courses like Engineering and MBA. Premiere institutes like IIMs have ramped up their fees. Currently IIMs can cost up to Rs. 15 lakhs for their two year post graduate program. In many cases, deserving students...

All About Education Loan for Study Abroad

Foreign education opens up many doors towards success. However, the cost of study abroad is generally beyond the reach of most of the Indians. Do not let the lack of funds hamper your dream of better education and lucrative career. This is where education loans enter the scene. Education loans make it possible for deserving...

Special Loans on Offer for Women

In today’s time and age, women are excelling at each and every area of life. They manage their homes while thriving at their career simultaneously. Today’s woman also has much higher purchasing power than ever before. She is also emerging as a decision maker in the economic and financial matters. In order to fully capture...

All You Want to Know about Loan Against Shares

It is not only the retail banking that has contributed to the increase in loan applications but the modern life style and accordingly the needs and aspirations of people have also resulted in enhancement in the number of loan borrowers. The vanilla consumer loan products like car loan, home loan, personal loan has taken a...

Guidelines to Apply for NRI Personal Loans

Personal loans are fast becoming popular. Whether you want to take a holiday or a new piece of jewelry, you are not required to take the money out of your retirement fund. You can finance these purchases and many more by simply taking out the personal loans. All the major banks and financial institutes now...

Investing in IPO – Check the Offer Document Carefully

Often there are times, when you come across lot of IPO’s (Initial Public Offers) coming in the market and you find yourself surrounded with thoughts like whether you should invest in this IPO or not, should you wait for the scripts to be available in the secondary market, will it be more risky to deal...