Best Banks to Get Business Loans in India

A business loan is a type of personal loan that is bought to furnish small business requirements or in need to raise working capital for proper functioning of enterprises. At the time of sanctioning business loans by the bank, the official authorities perform documents check on the entrepreneur professional profile as well as the project...

Check Your Calculations of Today’s Gold Rate before buying or Investing

India will never lose the charm of gold at any price. Whatever be the Gold rates, our tradition of gifting jewellery to our near and dear ones keep the gold demand on higher side especially during the marriage season. In our previous articles we compared physical gold with gold ETF and advantages of investing in Gold ETF through...

Best Banks for Taking Home Loans in India

Home loans, a step which brings your dream closer to you, now you may be thinking which dream. The dream of getting secured the dream of having your own shelter the dream of buying your own house. However the task of taking a home loan is a difficult one and various factors have to be...

All you want to know about Sukanya Samriddhi Yojana

With an aim of providing higher eduction to the girl child, Prime Minister Narendra Modi launched another small saving scheme namely “Sukanya Samriddhi Yojna” this January. It is after a straight success of EPF UAN and Prdhan mantri Jan dhan yojna. This scheme is launched under ‘Beti Bachao Beti Padhao’ campaign meant mainly for higher education or marriage needs...

Strapped for Cash? Alternatives to Personal Loan

There are many times when people need cash urgently, but can’t turn up with the needed amount from their present resources. During the pressing times, taking up a personal loan appears to be the single way out. A few people also are tempted to avail the personal loans because they can be availed for any...

How New Pension Scheme Differs from Atal Pension Yojana

With the launch of Central Government’s New Pension Scheme (NPS), lot of questions has stemmed the minds of people. Is the New Pension an extension of Atal Pension Yojana (APY)? Are these two schemes different? What we will get in NPS? Is it better than APY? Whal all tax benefits we will get if we invest in NPS?...

Is Your Property All Set for Getting You a Loan Against Property?

You’ve come across this really amazing project idea you want to invest in, but this investment could burn a hole in your pocket. So, you thought of borrowing from your friends and relatives, or keeping some gold in the bank and procuring a loan against that, or even worse, you thought of picking a personal...

List of Banks for opening Sukanya Samriddhi Account

The provisions in budget 2015 has brought the cheers on the faces of proud fathers of lovely daughters. The recently launched Sukanya Samriddhi Scheme was categorised as EEE i.e Exempt Exempt Exempt Scheme which means all the contribution under upto 1,50,000 is allowed for deduction under section 80C and also both interest and maturity will be exempt...

Must Have Documents/Conditions in Your Property for ‘Loan against Property’

Loan against property is more of a necessity these days for full filling various dreams seen by you or your children for a better and prosperous future for your family. Thus, before mortgaging your property one should always keep certain things in mind. The chief among them is to calculate the monetary value of your...

Now enjoy Tax benefits on National Pension Scheme (NPS)

The Budget 2015-16 has brought a lot of good news for both Tax payers and National Pension Scheme.The scheme which was launched few years back was not been able to gain such an attention of Indian investors as other small saving schemes. The main reason remains the lack of fixed returns and no tax exemptions. But...