Opening A New Business – Learn How to Arrange Finance

It is good to open a new business but, only when you are sure of your business plan and how to arrange finance for your business. People might make mistakes in managing their finances once they enter the business. Yet, there are people who even drop best of their ideas because they fail to arrange the adequate...

Think Twice Before Becoming A Guarantor for A Borrower

There will be many times in our life when you will be faced with a situation requiring you to become a Guarantor for a person who is applying or has applied for a loan or credit. In such situations, you will have very few options: one, accept to be a guarantor; two, arrange somebody else who can...

Mantra to become a crorepati with your salary

Yes, it a secret which needs to be shared with everyone and all it takes is Regular income and right investments. The parameters which can it possible are: Amount Invested Rate of Return on investment Investment horizon A disciplined approach to regular saving and investing wisely in the right instruments and results will be big...

6 reasons to Invest in Stock Market

There was a drastic fall in stock markets between 2008 and 2009 and with it, so did retail individual investors’ confidence. Since then, the market has been a roller coaster ride, leaving most investors scared to dip their toe in. Prior to the Great Recession, most people viewed the markets as a great way to maximize returns...

Making money with stocks in not so moving markets

When markets are moving the prices keep changing fast thus creating opportunities to make money fast and with relatively more confidence. However in a volatile markets, it is difficult to judge the direction. On one day markets goes up and on another day it falls. In such markets, I commonly hear few words from traders...

Partial Withdrawal/ Advances from EPF : Is It Possible

Do you want to withdraw a partial amount from EPF (Employees Provident Fund) and are not sure if it is possible, then here is a good news for you – yes, it is possible to make a partial withdrawal from your EPF account. But before you step out to take advance, be clear on some of the...

Easy going way to identify a good company in stock markets

When you think of investing in stock markets, you are actually coming to invest in businesses which other people are running or starting off. As such, after looking at economic scenario and industry prospects,  you need to study in details about the company or a stock before opening your wallet. After all it your hard...

Common Problems Faced by Home Loan Borrowers

Home loan is a big responsibility as its repayment takes up a big chunk of a homeowner’s income. A slight change in interest rate can have big impact on the repayment amount, causing a huge stress on the finances of the borrower. There are several other factors which complicate the home loan borrowing process and...

IMPORTANCE OF RESEARCH REPORTS IN INVESTING

Research is the most integral element, which every individual being should follow, for investing in their money in the market. A thorough research provides every human being with a clear idea about how to go about with their investment. It enables them to gain the maximum out of their investment. In addition to the improvement...

Commercial Vehicle and Construction Equipment Loan

These are the loans alloted from the financial institution against construction equipments and commercial vehicles, since the price of the equipments and commercial vehicles are on the higher end and is bought for business purpose, the financial institution generally charges a low to moderate rate of interest on them, compared to that of vehicle and...