New Income Tax Returns ITR forms for FY 2017-18 (AY 2018-19), Last Dates

If you need to file your Income Tax returns this year, the relevant forms are available on the income tax website. In this post, we will discuss the four forms relevant for individuals and mostly used. This year these forms are released well in advance by CBDT thus reflecting the efficiency of Department. Some important...

Classification of Mutual funds

Mutual funds may be classified in various ways. Few of the most popular ways of classification are as follows Open-Ended Funds, Close-Ended Funds and Interval Funds Open-ended funds are open for investors to enter or exit at any time, even after the NFO. When existing investors buy additional units or new investors buy units of the...

How to take loan from PPF account?

If you are having  a PPF account in which you were investing regularly and for reason you need money now. No need to worry as your PPF account offers the solution. You can take loan from your PPF account  against the balance available. This loan is available subject to following terms Loan can be taken...

Advantages of Mutual Funds to Investors

Professional Management Mutual funds offer investors the opportunity to earn an income or build their wealth through professional management working on their investible funds. As such professional management  invests, in line with the investment objective, based on research and ensure follow of prudent investment processes. Portfolio Diversification Units of a scheme give investors exposure to...

Mutual Funds Simplified

Mutual funds are a vehicle to mobilize funds from investors with an agreed investment objective and invest in different markets and securities. Mutual funds not only assist investors in earning an income or building their wealth, by participating in the opportunities available in various securities and markets but also provide collected funds towards various large...

Menu card for Mutual fund investors

Mutual fund industry offers a long menu of schemes with different investment objectives and as such risk/returns. An investors has a full choice to select the scheme as per his taste preference. Different types of mutual funds are list below. Gilt funds invest in only treasury bills and government securities, which do not have a credit...

Systematic investing with Gold ETF

Vikas was a working in MNC and is a father of 12 year old daughter. He was worried with the increasing gold prices which are even beating the pace of his other investment returns. He was wondering that at this pace he might not be able to gift any jewellery to his daughter on her marriage....

Dilemma of investing – Which way to go in today’s scenario???

Equity market has not given any returns in last 5 or 6 years rather traders lost money due to frequent swings. Even long term investors are losing patience and started exiting even with losses in their portfolio. Steady upside move of Gold prices also got lost in past few months with steep correction in international...

No worries for transferring PF while switching job

If you have recently changed your job or planning to switch and wondering on withdrawal is not really required. Often we come across various stories from our friends about inordinate delays or transfer just doesn’t happen. With paucity of time, though it is not possible to keep running pillar to post but it is our...

Comparison of Gold ETF with Physical Gold

If you are planning to buy Gold for the purpose of investments, it is important to understand the medium in which you should buy. Generally three options of buying gold are available i.e. Jewellery, Gold coin from bank or buying Gold ETF in exchange. Here are some important factors compared among these three options, which one should...