Sovereign Gold Bonds 2017-18 – Series I
With Akshay Tritaya around the corner, the Government of India is launching the Gold Bond Scheme series – I on the 24th of April 2017. As investors will get returns that are linked to gold price, the scheme is expected to offer the same benefits as physical gold. Moreover, the government provides an opportunity to invest...
Investment in Exchange Traded Funds (ETFs)
The idea of investing in Index funds goes back to quite a time. Though ETFs are quite different from Index Funds in terms of the structure, they do have certain common similarities in terms of the investment objective behind choosing these products. Moreover ETFs are a broader set and moves beyond the scope of Indices....
Debt Mutual Funds: Relatively Safer Investments
Debt as the word suggests is nothing but a loan. But to whom are these loans given? The loans are given to the government, businesses and financial institutions. Why does the government need to borrow? Whenever the expenses incurred by the government exceed the revenue collected, it needs to borrow and for that purpose bonds...
Fixed Deposits or Debt Mutual Funds? A Comparative Study
This article provides a comparative analysis of Fixed Deposits and Debt Mutual Funds. Though many readers or ‘gurus’ in the investment world might not think this comparison to be apt. We are not suggesting that each one should shift their corpus from FDs into Debt Funds, nor are we implying that Fixed Deposits and Debt...
Financial Planning in each stage of human life
Financial planning has always been with us in a very informal manner. When we were young and dependent on our parents, we used to get pocket money for our daily expenses. We used to save and plan our expenses accordingly for the whole month. Whenever we wanted something we used to save our pocket money...
Mutual Funds Investments and Its Benefits
“Mutual fund investments are subject to market risks. Please read the offer document carefully before investing.” The statement is frowned upon in every invest and get rich mutual fund commercial, despite the fact that many of us don’t even know what mutual funds are and how one can benefit by investing in mutual funds to...
Six Steps of Financial Planning Process
Financial Planning Steps: Journey begins with a plan and ends at your financial goals Have you ever planned a road trip with your family? If yes, then just try to remember what all you did before starting your journey. It must have started with finalisation of destination, the basic things which could be essential while...
Muthoot Finance NCD hits the market with interest rate up to 9%
Muthoot Finance Limited NCD In this article we intend to provide comprehensive knowledge regarding the Muthoot Finance NCD issue, for the investor who would like to invest in products that provide a certain level of security. This article not only provides information about the forthcoming NCD but also informs the investors about smarter ways of investing...
ICICI Prudential Valued Fund Series 12 Snapshot – Date, Returns, charges, Divident Policy
Type of Fund: A close-ended Equity Fund. It will list on BSE Limited (BSE). Duration: 1360 days from the date of allotment of units. Asset Allocation Pattern: Instruments Indicative Allocations (% of total assets) Risk Profile Minimum Allocation Maximum Allocation High/Medium/Low Money Market Instrument 100 80 Medium To High Government securities / State Development...
Wide Variety of Insurance and Pension schemes Introduced by Indian Government
There is a wide variety of insurance and pension schemes which are introduced by government in last so many years. Brief description of the popular schemes is as follows: New Pension Scheme (NPS) – NPS is a retirement savings scheme. All Indian citizens including NRI’s in the age group of 18 to 60 years can participate...
