Search and Apply Education Loans or Govt Scholarships through Vidyalakshmi.com website
With a view to promote education loans and to provide higher education to the aspiring students, on the occasion of Independence Day, the Union Government has launched a web based portal, www.vidyalakshmi.co.in. The portal has got multi utility features in it and students can really benefit from the services. It is one of its own...
Popular Insurance and Pension Schemes offered by Government
There is a wide variety of insurance and pension schemes which are introduced by government in last so many years. Brief description of the popular schemes is as follows: New Pension Scheme (NPS) – NPS is a retirement savings scheme. All Indian citizens including NRI’s in the age group of 18 to 60 years can...
Negative of Investing in Fixed Deposit Negative Post Tax Real rate of returns
Have you ever heard that a person who has invested his hard earned money in bank fixed deposit has suffered a loss? Confused? I know you will be. People usually invest in fixed deposits because they consider it to be the secure source of earning and believe that the money will only increase. Actually most...
What should be the first steps to invest in Indian Share Market
If you are new to the share market and are confused as to how to begin with share trading, then the article is perfectly meant for you. At first, you need to have a Demat account and a trading account with the broker. Motives behind invest marketing in share Once you are ready with Demat...
What is a Multi Level Marketing and How Does it Work
During the epoch of last two decades, multi level marketing (MLM) has come a long way and has impacted the lives of hundreds and thousands of people. Few of them have earned lucratively while the list of people who have lost their money is much bigger than the earners. This is the essence of multi...
Think Twice Before Quitting Your Full Time Job
With the sluggish job market and low level of patience, I have witnessed that people work in agony and continue to dream of having their own business. I have seen people who have left their dull and monotonous jobs to try their luck in entrepreneurship and surprisingly many of them have done wonders in business....
The procedure of making Will in India and its importance
Normally, we do not think about the succession planning. Talking about the death of elders are creates a negative impression in our society and generally results into bad perception about an individual. However, the difficulties in claiming the assets after the Death of an individual calls for some of the “Must Do Activities” towards succession...
Saving is All About Habit Even While Shopping
Changing lifestyle and increasing disposable income does have a strong bearing on our habits. Gone are the days when people walk a mile to save money…now people spend money to travel 10 miles to save time. Still we as Indian does have a strong inclination towards saving. In previous few month, Government launched various schemes...
Govt Saving Schemes with Returns Better Than Bank Fixed Deposits
When you wish to invest your hard earned money, what do you exactly for in the available investment alternatives? I conducted an informal survey and the result was exactly matching my understanding about human nature. People are very smart these days. They want both their hands filled with money. But when it comes to riskiness...
How to do Successful Financial Planning
Making a workable and feasible plan for your finance is the most crucial form of planning among all. A plan can be made for near future, for next few years, say 5 years, or may be for a longer period of time or can also cover up your entire life. Well, it is a general...
