Hidden charges in a Savings Bank Account

Whenever we think of opening a Saving bank Account, we come across various services which are offered by Banks and advertised in a big way. However, while transacting we come across several charges which were earlier not known to us or were stated somewhere in the account opening kit, that we did not bother to read. Here I have highlighted few charges which are charged by the banks. Ideally, we should enquire about these before account opening and take a conscious and calculated decision.